Articles & News About Mortgage Loans

Phillip Roy Financial Services Announces Free Mortgage Referral Program

BOCA RATON, Fla. (BusinessWire EON) March 22, 2007 --     Phillip Wasserman, president of Phillip Roy Financial Services, says, "Even though Phillip Roy Financial Services is in the retirement income planning, annuity and life insurance business and not in the mortgage or mortgage refinancing business, the number of nationwide calls and requests we get for information on the topic of a mortgage is astounding. This program will allow people to be referred to a top mortgage lender for mortgage refinancing, a mortgage loan, and a new home mortgage, and know they will be able to deal with a mortgage lender they can trust. Furthermore the program is free and Phillip Roy Financial Services will accept no compensation from any mortgage lender that we refer a client to, regardless if it is for a home mortgage, mortgage refinancing, mortgage loan or any type of mortgage. Free means free."

Phillip Roy Financial Services has more than 500 Representatives for annuities and life insurance nationwide, and Phillip Wasserman is a noted expert on life insurance and annuities who frequently speaks in Florida, Las Vegas, California, Chicago and many other locales to thousands of retirees and financial planners.

"In Florida where we have many offices, we get requests for information on a Florida mortgage daily from new arrivals to the state," says Mr. Wasserman. "Our clients have told us that this referral program will really give them peace of mind."

The program will focus specifically on questions for mortgage refinancing, mortgage loan, home mortgage and how to refinance a mortgage. It will also include information on term life insurance and how to use it to pay off a mortgage in case of an untimely death.

Phillip Roy Financial Services will refer interested clients and anyone looking for information to a mortgage lender in their area. For more information call Phillip Wasserman at 888-225-8161.

About Phillip Roy Financial Services:

Phillip Roy Financial Services is one of America's leading sellers of annuities and life insurance with over 500 life insurance and financial planning experts affiliated nationwide. Phillip Wasserman is a noted expert on annuities and life insurance who speaks to thousands of people yearly on the subjects. www.philliproyfinancial.com

Other Article Sites

findabook.com moneycd.info a-mortgage.info about-lemon-laws.info aboutstudentloans.info
all-about-publishing.info auctions-articles.info bestcollege-university.com bestispconnection.com
biblefolder.com blogger-website.com books-used.info brokers-guide.info buywindows.info cable-dsl.info
career-miner.com carpel-tunnel.info cashinaflash.info cashloanreviews.info casinobell.com chat-house.info
clearmycredit.info collegeloantips.info crones.info depression-articles.info dirnic.net dishguides.info
divers-below.com expodog.info financewizz.com fire-insurance.info getgood.info handleit.net it-idea.info
health-supplies.info hosting-right.com insidealert.com insurance-facts.info jobs-employment.info
justgood.info lookgold.net lowcost-travel.info money-source.info myhostzone.info numisblog.com
peoplesearchfinder.info pr-articles.info realeas.com refinancing-guides.info spyware-remove.info
telelot.info the-law.info toppaid.info travel-deals.info travelcorrect.com wedding-guide-site.com
your-blog.info your-credit.info

MORE ARTICLES:

Mortgage For Spain
When looking for the right mortgage, if you do things correctly, it takes a lot of time, research and most of all patience. Research may be the most important out of the three I know that most of the population in the western world hopes to be landlords someday. Not everyone achieves their dream. Not only that, but don't ever find the perfect house anyway. On the other hand some do find what they are looking for and once they have found their dream home, live there for many years. Whilst they live there, the form memories, celebrate anniversaries, birthdays where they cut cakes, have family meals etc., Photograph albums are compiled from different events, but let's be honest these all add up to the same setting. Some are not fortunate enoug...

Timeshare Loans: New Year, New Mortgage Options
Vacation Finance creates new timeshare receivables product.

Mortgage Refinance Calculator
Nowadays mortgage refinance is widely practiced due to its effectiveness and convenience. Refinance mortgage loans not only allow to save a considerable amount of money, but also help those who aren't able to pay off their debts and risk losing their property. Of course, with mortgage refinance there is the same danger, e.g. if the borrower made some mistakes, overestimated his/her paying capacity or just chose improper type of refinance mortgage loan. However, some of these risks can be easily avoided with the help of mortgage calculators which became widely available.

The Pros and Cons of Adjustable Rate Mortgage
An adjustable rate mortgage, commonly referred to as an ARM, is a mortgage where the interest rate on the mortgage changes periodically, on a schedule, according to an index. The most common indexes used to determine the interest rates are: One-year constant maturity treasury securities (CMT) Cost of Funds Index (COFI) London Interbank Offered Rate (LIBOR) A lending institution's own costs of funds.

Massachusetts Mortgage After Bankruptcy - 3 Of The Most Expensive Mistakes You Can Make
Massachusetts has state laws that prevent predatory lending practices, but when refinancing after a bankruptcy, it can still happen.

Back Room Mortgage Deal Has Legislators Up In Arms
America?s two largest mortgage controllers, Freddie Mac (FMLC) and Fannie Mae (FNMA) recently agreed to enact tougher standards on appraisers and lenders beginning in January 2009 FMLC and FNMA buy mortgages from all facets of the mortgage industry and together they control over 80 percent of the mortgage industry

Mortgage Mortgage How to Prequalify a Buyer When You Sell Your Home By Owner
Before we get to the math there are a few terms you should understand. The first is PITI which is nothing more than an abbreviation for "principal, interest, taxes and insurance. This figure represents the MONTHLY cost of the mortgage payment of principal and interest plus the monthly cost of property taxes and homeowners insurance. The second term is "RATIO". The ratio is a number that most banks use as an indicator of how much of a buyers monthly GROSS income they could afford to spend on PITI. Still with me? Most banks use a ratio of 28% without considering any other debts (credit cards, car payments etc.). This ratio is sometimes referred to as the "front end ratio". When you take into consideration other monthly debt, a ratio o...

Walnut Creek Real Estate Lenders Show How a Little Known Secret Helped a Retired, Disabled Grandmother of 37 Never Make Another Mortgage Payment
Today is the day for which Betty Morris has been praying. Today is the day her reverse mortgage funds and for Betty, she may as well have just won the lottery. Betty is a Grandmother of 37 grandchildren and she has had a hand in raising them all. But times have been tough on her for a while now, but a little more than a year ago, she met Luke Currier and Ed Jeffry of Peregrine Lending in Walnut Creek California, who have guided her through those times and now she never has to make another payment on her home.

First American Business Unit Selects Response Analytics to Support Forward-Looking Business Strategy : Mortgage Innovator Responds to Market Opportu
Response Analytics, a leading provider of solutions for driving business growth in financial services institutions, announced today that First American Subordinate Lien Outsourcing (FASLO), a business unit within the Default Information Services Division of First American, Inc., has selected its distressed portfolio management (DPM) solution to support its forward-looking technology strategy. The selection of Response Analytics (RAI) is consistent with First American and FASLO?s long reputation as an innovator in using advanced technologies to deliver productivity and profitability.

Mortgage Leads, Real Time, Three Ways to Increase Applications

Is A Balloon Mortgage Really What You Want?
In these days of hustle and bustle, and everybody just generally being in a hurry, it is also true that you can get a mortgage that way, too. But the speed and the rush that may surround your getting a mortgage for that home that you wanted, may also have prevented you from finding out what you really got yourself into. Balloon mortgages are becoming more common, but are they as good as some claim? Here are some things you need to know about balloon mortgages before you sign your name to one of these contracts.

What Mortgage Advice Should You Look For?
When you?re looking to buy your first house, or possibly re-finance your existing mortgage, there are a whole host of mortgage advice options open to you. Some are better than others, however, so you need to know what type of advice you need for your individual requirements. As a guide, the basic information you should be looking for include:

Safeguard The Roof Over Your Head With Mortgage Cover
Mortgage cover can be an excellent safety net on which to fall if you were to lose your income Finding the mortgage repayments each month could be a struggle

Reverse-Mortgage-Info.net expands to San Diego, Los Angeles, San Francisco and Sacramento
Leading reverse mortgage lender now has specialists located in the top four major metropolitan areas in California

How To Further Save Money With Your Home Mortgage Refinance
The main goal of home mortgage refinance is to lower down your interest rate so you will also decrease your monthly repayments. To further improve your savings ability, here are more ways on how to save more money with refinancing.